Find a tool for the job

Creator storefront for digital products; now acts as merchant of record.

• Direct sales: 10% + $0.50 per sale (Pricing page headline also lists 30% for sales via Gumroad Discover.)

• Gumroad's page says it is becoming merchant of record and will handle sales tax collection and remittance.

Good for: The fastest no-setup way to sell a PDF or zip with a storefront.

Watch out: The highest headline fee of the options here (10% + $0.50).

Source: gumroad.com · checked 2026-10-23

Merchant of record for digital products and software.

• Standard: 5% + 50¢ per transaction, $0/month (Lemon Squeezy's page states it is your merchant of record and takes on tax collection, calculation and payment.)

• Pricing page lists 5% + 50¢ and $0/month.

Good for: Digital downloads and templates where you do not want to register for sales tax in multiple regions.

Watch out: The flat 50¢ is proportionally large on a low-priced product. Check the payout and fee detail on the pricing page before committing.

Source: www.lemonsqueezy.com · checked 2026-10-23

Merchant of record aimed at SaaS and apps.

• Standard: 5% + 50¢ per transaction (Paddle's page describes itself as a complete Merchant of Record solution purpose-built for SaaS and apps.)

• Positioned for SaaS and apps rather than one-off digital downloads.

Good for: A subscription SaaS that wants tax and compliance handled.

Watch out: Built around SaaS and apps; check whether your product type and account approval fit before relying on it.

Source: www.paddle.com · checked 2026-10-23

Merchant of record with a free Starter plan and public rates.

• Starter (free): 5% + 50¢ per transaction (Organizations created on or after May 27, 2026 start here, per Polar's page.)
• Paid plans (Pro, Growth, Scale): Lower variable rates, listed on the page: 4% + 40¢, 3.8% + 40¢, 3.6% + 35¢ and 3.4% + 30¢ appear in the rate table (We did not map each rate to each plan name; see the source page.)

• Polar says every rate is posted publicly with no sales-gated discounts.
• A 0.25% + $0.25 per-payout fee is listed.

Good for: Developer-oriented digital products with a clear public fee table.

Watch out: Additional fees (payouts, disputes) apply on top of the headline rate.

Source: polar.sh · checked 2026-10-23

Payment processor with no-code Payment Links, hosted Checkout, and an optional merchant-of-record service.

• Standard (Payments): 2.9% + 30¢ per successful domestic card transaction (No setup, monthly, or hidden fees per Stripe's pricing page.)
• Managed Payments (merchant of record): 3.5% per successful transaction, in addition to Payments fees (Stripe's page says it covers indirect tax compliance and remittance in more than 75 countries, plus fraud, disputes, invoicing and support.)

• Payment Links is a no-code product; Checkout is a prebuilt payment page.
• Sandboxes let you test with simulated transactions that do not move funds; the test card 4242 4242 4242 4242 works in a sandbox.

Good for: You want the lowest headline fee and are fine handling tax yourself, or you want Stripe's own merchant-of-record add-on.

Watch out: On the Standard plan you stay responsible for sales tax and VAT. Webhook handling is on you for anything beyond a simple link.

Source: stripe.com · checked 2026-10-23

Enterprise-grade identity from Okta.

• Free: $0, up to 25,000 monthly active users (No card needed. Includes passwordless, social connections, 5 organizations.)
• Essentials (B2C): From $35/month for 500 MAUs ($70 at 1,000 MAUs, $700 at 10,000. Usage between tiers is billed at the next tier up.)
• Professional (B2C): From $240/month for 500 MAUs (B2B plans start at $150 (Essentials) and $800 (Professional).)

• Annual billing is 11x the monthly price.

Good for: Apps that expect enterprise SSO or compliance needs later.

Watch out: Paid cost climbs quickly with MAUs compared with the free-heavy alternatives.

Source: auth0.com · checked 2026-10-23

Open-source TypeScript authentication framework you run yourself.

• Framework: Free, MIT license (You host the database and the auth code in your own app.)

• GitHub reports the license as MIT.
• Its site shows an announcement that Better Auth is joining Vercel.

Good for: TypeScript apps where you want to own user data and avoid per-user fees.

Watch out: You are responsible for hosting, secrets, upgrades and security configuration.

Source: www.better-auth.com · checked 2026-10-23

Hosted auth with prebuilt sign-in and user-profile UI.

• Hobby: Free, 50,000 monthly retained users per app (Up to 3 dashboard seats; no card required.)
• Pro: $25/month ($20/month billed annually) (50,000 MRUs included per app; additional MRUs $0.02/month each with volume discounts. Adds MFA, removes Clerk branding.)
• Business: $300/month ($250/month annually) (10 dashboard seats included.)

• Clerk bills on retained users: someone who visits at least one day after signing up. A user who never returns is not billed.
• SMS auth on Pro is $0.01 per SMS in the US and Canada.

Good for: The quickest drop-in UI for a Next.js or React app.

Watch out: You depend on a third-party service for login. MFA needs Pro.

Source: clerk.com · checked 2026-10-23

Google's auth service, part of Firebase.

• Spark (no-cost): Free (Firebase docs list limits for phone sign-in and a Blaze plan limit; see source for the current numbers.)

• Firebase documents Authentication with Identity Platform on the no-cost Spark plan, plus separate phone-number sign-in limits.

Good for: Apps already on Google Cloud or using Firestore.

Watch out: Phone/SMS sign-in has separate limits and may need the pay-as-you-go plan; read the limits page before relying on it. We did not verify the per-user price tiers.

Source: firebase.google.com · checked 2026-10-23

Postgres backend with built-in Auth.

• Free: $0, 50,000 monthly active users (Free projects are paused after 1 week of inactivity; limit of 2 active projects.)
• Pro: $25/month, 100,000 monthly active users (Then $0.00325 per additional MAU. First project included; additional projects from $10/month.)

• Supabase's docs say a table in an exposed schema without Row Level Security is readable and writable by any role with a grant on it.
• The Site URL setting defaults to http://localhost:3000 and Supabase tells you to change it to your production URL; it is critical for email confirmations and password resets.
• The redirectTo URL passed in code must match the Redirect URLs list.

Good for: You want auth and a database in one place.

Watch out: Free-tier pausing after a week of inactivity. Turn on RLS for every table you expose.

Source: supabase.com · checked 2026-10-23

Edge compute with static asset hosting.

• Free: $0, 100,000 requests/day (Daily request limit applies to Workers.)
• Workers Paid (Standard usage model): $5/month minimum, 10 million requests included per month (Then $0.30 per million requests, per the page's billing example.)

• Pricing docs describe the Workers Paid plan with the Standard usage model.

Good for: Static sites and APIs where a low flat price matters.

Watch out: Not a git-push-and-forget Node host; check framework support for your stack.

Source: developers.cloudflare.com · checked 2026-10-23

Static and serverless hosting with Git deploys.

• Free: $0 forever, 300 credits/month (Credit-based usage.)
• Personal: $9/month, 1,000 credits/month (For 1 member.)
• Pro: $20/month, unlimited members (3,000 credits/month and up. Extra credits $5 per 500 or $10 per 1,500.)

• Netlify's pricing page lists credit tiers of 3,000 to 20,000 per month for Pro.

Good for: Static sites and simple serverless functions.

Watch out: Usage is metered in credits; check what a credit covers before you launch. We did not verify commercial-use terms for the Free plan.

Source: www.netlify.com · checked 2026-10-23

Usage-based app and database hosting.

• Trial: 30-day free trial with $5 credits, then $1 per month (No credit card required to deploy a project.)
• Hobby: $5/month, includes $5 of usage credits (Usage beyond the credits is billed.)
• Pro: $20/month, includes $20 of usage credits (For production apps and teams.)

• Railway says it charges only for what your app uses.

Good for: A backend plus a database in one place.

Watch out: Usage-based billing means costs vary with traffic.

Source: railway.com · checked 2026-10-23

Web services, static sites, and databases.

• Free instances: $0/month (limitations apply) (See Render's page for the current limits.)
• Paid compute: Instance prices listed from $7/month up to $85/month (Tier names not mapped here.)

• Render's page lists a free tier with limitations and paid instances starting at $7/month.

Good for: A simple always-on web service.

Watch out: Read the free-instance limitations before relying on one for a customer-facing app.

Source: render.com · checked 2026-10-23

Hosting platform for Next.js and other frontend frameworks.

• Hobby: $0/month (Restricted to non-commercial personal use only, per Vercel's fair use guidelines.)
• Pro: $20/month (Includes $20 of usage credit. Required for any commercial use.)

• Vercel defines commercial usage as any deployment used for the financial gain of anyone involved in producing the project.
• Environment variable changes only apply to new deployments, not previous ones.
• Instant Rollback is documented for deployments.

Good for: Next.js apps, previews on every branch.

Watch out: If your app earns money, the free Hobby plan is not allowed.

Source: vercel.com · checked 2026-10-23

In-browser AI app builder.

• Free: $0, 1M tokens/month (300K daily token limit, Bolt branding, public and private projects, hosting and unlimited databases.)
• Pro: $18*/month, 10M tokens/month with rollover (Your own domain, no Bolt branding, access to the newest models, connectors and MCPs. The page marks the price with an asterisk; see source.)
• Teams: $27*/month (Shared capacity and admin controls. Same asterisk on the page.)

• Pricing is measured in tokens.

Good for: Quick prototypes.

Watch out: Token budgets run out faster on large projects.

Source: bolt.new · checked 2026-10-23

Anthropic's agentic coding tool for the terminal, IDEs, desktop and web.

• Free plan: Claude Code not included (The plans comparison table lists Claude Code as No on Free.)
• Pro: $17/month with annual discount ($200 billed up front), $20 billed monthly (Includes Claude Code.)
• Max: From $100/month (5x or 20x more usage than Pro.)
• Console / API: Pay as you go at API rates (Pay-as-you-go through a Console account is listed as an option for heavy use.)

• Claude Code is included on paid Claude plans and shares one usage pool with chat; the Free plan does not include it.
• Usage limits reset on a rolling five-hour window, with weekly limits on paid plans.

Good for: Developers who want a terminal-first agent that can work across a whole repo, run commands and script into CI.

Watch out: No free plan. Limits are shared with chat and are not a fixed message count. Claude models only, unless you route through a supported third-party provider.

Source: claude.com · checked 2026-10-23

Open-source coding agent for VS Code, the terminal and more; bring your own model.

• Open source: Free for individual developers; pay only for model usage (Bring your own API keys or use the Cline provider at cost. No subscription for the open-source version.)
• ClinePass: $9.99/month flat (Per Cline docs: 2-5x the usage on popular open coding models compared to standard API rates.)
• Enterprise: Contact Cline (SSO, role-based access control and governance.)

• Supports providers including Anthropic, Gemini, OpenAI, OpenRouter, AWS Bedrock, GCP Vertex, Groq, DeepSeek and local runtimes. GitHub reports the license as Apache-2.0.
• Surfaces listed in the docs: VS Code extension, CLI, desktop app, JetBrains plugin, SDK and Kanban. The pricing page lists the JetBrains extension under Enterprise, so confirm availability.

Good for: Control over which model you pay for, and an open-source agent you can inspect.

Watch out: Model costs are usage-based and can add up on long tasks. You manage API keys and spend yourself.

Source: cline.bot · checked 2026-10-23

AI code editor and terminal agent. Plans are sold as combined Cursor and X (Grok) subscriptions.

• Free: $0/month (Limited agent and chat requests.)
• Plus: $8/month (Shared usage pool; the page says only Grok models are available on this plan.)
• Premium: $30/month (4x the usage of Plus. Adds cloud agents, AI code reviews and third-party models billed separately at API list price.)
• Super / Ultra: $100 and $200/month (15x and 50x the usage of Plus.)
• Teams: From $30/user/month

• The pricing page bundles Cursor with X and Grok features; subscriptions are sold through X Subscription Corp, not resellers.
• Third-party model usage (Claude, GPT, Gemini and others) is not included in the monthly price and is billed separately at API list price.
• Cursor also ships a terminal CLI (`agent`) with Agent, Plan and Ask modes, and can hand tasks to cloud agents.

Good for: Developers who want an editor with agentic coding built in and a choice of models from several vendors.

Watch out: Third-party models cost extra on top of the plan, and the $8 Plus plan is Grok-only. Plans and limits change often.

Source: cursor.com · checked 2026-10-23

AI coding assistant inside GitHub and most major editors.

• Free: $0 (2,000 completions a month and limited chat and agent usage.)
• Pro: $10/month (Unlimited code completions and next edit suggestions; agent mode, chat, code review and the CLI use GitHub AI Credits (1 credit = $0.01).)
• Pro+: $39/month
• Max: $100/month

• Code completions and next edit suggestions do not use credits and are unlimited on paid plans. Agent mode, code review, Copilot cloud agent, Copilot CLI and chat consume GitHub AI Credits, with usage varying by model.
• Copilot Pro AI-credit totals on the plans page are $15 (Pro), $70 (Pro+) and $200 (Max) per month.
• For individual plans (Free, Pro, Pro+), GitHub may use Copilot interaction data to train models unless you opt out in settings.

Good for: Developers who want to stay in their current editor, or who already work in GitHub issues and pull requests.

Watch out: Agent and chat usage is credit-based and depends on the model you pick; check which models each plan allows.

Source: github.com · checked 2026-10-23

Google's agent-first coding platform; its CLI replaced Gemini CLI for free and individual accounts on June 18, 2026.

• Individual: $0/month (Gemini models, unlimited Tab completions and Command requests, basic weekly rate limits.)
• Google AI Pro: About $20/month (Higher quota refreshed every five hours up to a weekly limit. Price from Google's Antigravity blog.)
• Google AI Ultra: About $100 and $200/month (5x and 20x the Pro rate limit; third-party models are an Ultra benefit. Prices from Google's Antigravity blog.)
• Business: Via Google Cloud (Through Gemini Enterprise.)

• Gemini CLI stopped serving free and individual Google accounts on June 18, 2026; Antigravity and the Antigravity CLI replaced it, per Google and the Gemini CLI docs.
• The CLI is part of every plan and uses the same quota as the app and IDE extensions.

Good for: A free way to try an agentic coding tool from Google, in the app, a terminal CLI or an IDE extension.

Watch out: Quotas are tied to capacity and can change. The free tier has a basic weekly limit, and third-party models need Ultra. Older Gemini CLI guides are out of date.

Source: antigravity.google · checked 2026-10-23

Prompt-to-app builder with a built-in backend (Cloud).

• Free: $0 (5 daily build credits, capped at 30 per month.)
• Pro: From $25/month for 100 credits ($250/year) (Higher tiers: $50 for 200, $100 for 400, $200 for 800 credits per month.)
• Business: Credit tiers from 100 per month (Business plan credit rate is $0.50 per credit vs $0.25 for Pro, per Lovable docs.)

• Credits are used for building, chat, Cloud hosting and AI features in your apps.
• Lovable's docs say you own the projects and code you build.
• Free plan cannot edit or download code; editing code, downloading code and custom domains start on Pro. Git sync is on every plan.

Good for: Non-coders who want a working web app fast.

Watch out: Credit consumption varies by prompt; budget more than the minimum tier.

Source: docs.lovable.dev · checked 2026-10-23

OpenAI's coding agent, included with ChatGPT plans, in the web, CLI, IDE extension and desktop app.

• Free: $0/month (GPT-6 Luna at Standard speed in the desktop app, subject to rollout.)
• Go: $8/month (Lightweight coding tasks; desktop app, subject to rollout.)
• Plus: $20/month (Codex on the web, CLI, IDE extension and iOS, with GPT-6.1 Sol and GPT-6 Luna.)
• Pro: $100, $200 or $500/month (Choose the Pro plan that fits your usage.)
• API key: Pay at API pricing (CLI, SDK and IDE extension only; no cloud features.)

• ChatGPT Work and Codex share one usage allowance.
• Plus: OpenAI estimates 15-160 local messages per five hours on GPT-6.1 Sol and 350-3,000 on GPT-6 Luna; weekly limits may also apply. Pro plans currently have no five-hour limit.
• API-key use has no cloud features (GitHub code review, Slack) and is billed at API pricing; GPT-5.5 retired from Codex with ChatGPT sign-in on October 14, 2026.

Good for: People who already pay for ChatGPT and want an agent in the terminal, IDE or cloud on the same plan.

Watch out: OpenAI models only. Included usage is an estimate that depends on model and task, and Free and Go are desktop-app only.

Source: developers.openai.com · checked 2026-10-23

Browser-based builder with an Agent and built-in hosting.

• Starter: Free (Daily Agent credits up to a monthly cap, Lite build only, monthly cloud credits, 1 published app that goes down after 30 days.)
• Core: $20/month ($18/month billed annually) (Up to 30 hours of chat on Free Mode, $20 toward more powerful models, unlimited workspaces.)
• Pro: $100/month ($90/month billed annually) (Up to 15 collaborators, $100 toward the most powerful models, 28-day database rollback.)

• Starter is limited to Lite build; Full build, Plan Mode, third-party connectors and removing the "Made with Replit" badge need Core.
• Core adds pay-as-you-go usage on top of its included credits; databases, storage and publishing draw on monthly credits.

Good for: Going from a prompt to a deployed app without leaving the browser.

Watch out: Starter is a taster: Lite build only and the free published app expires after 30 days. Agent and cloud usage is credit-based.

Source: replit.com · checked 2026-10-23

AI UI and app generator from Vercel.

• Free: $0/month
• Plus: $30/user/month (Includes $30 of monthly credits and $2 of free daily credits per user.)
• Business: $100/user/month

• Credits can be bought on top and are shared across the team.
• Free plan includes deploying to Vercel, GitHub sync and Design Mode, with a 7 messages per day limit.

Good for: Generating React/Next.js UI you then own.

Watch out: Per-user pricing adds up for teams.

Source: v0.app · checked 2026-10-23

AI code editor. Renamed Devin Desktop by Cognition on June 2, 2026; plans and pricing carried over.

• Free: $0 (Light quota for agents, limited model availability, unlimited Tab completions and inline edits.)
• Pro: $20/month (Higher quotas with frontier models from OpenAI, Anthropic, Google and SpaceXAI plus open-source models; free use of SWE-2; extra usage at API pricing.)
• Max: $200/month (Significantly higher quotas than Pro.)
• Teams: $80/month for the team plan + $40/month per full dev seat

• Cognition renamed Windsurf to Devin Desktop on June 2, 2026; the app, plans and pricing carried over, and windsurf.com still shows the pricing.
• The product line now includes Devin Desktop (editor with an Agent Command Center), Devin Cloud, Devin CLI and Devin Review.

Good for: Developers who want a full VS Code-style editor with an agent manager and a $20 paid tier.

Watch out: The name changed in June 2026, so older reviews say Windsurf. There is no plan between $20 and $200. Check what is included in Pro versus the separate Devin Cloud product.

Source: windsurf.com · checked 2026-10-23

No-code AI agent builder.

• Free: $0/month + usage (One agent.)
• Paid: $20/month + usage ($16/month paid yearly) (Unlimited agents.)

Good for: Building simple agents without code.

Watch out: Usage is billed on top of the subscription.

Source: mindstudio.ai · checked 2026-10-23

Workflow automation for building agents and automations.

• Starter: €20/month, billed annually
• Pro: €50/month, billed annually
• Business: €667/month, billed annually (For companies under 100 employees.)

Good for: Visual automations that call AI models and APIs.

Watch out: Prices are quoted per month billed annually; execution limits vary by plan.

Source: n8n.io · checked 2026-10-23

Launcher with AI features.

• Individual Pro: $10/month ($96/year)
• Individual Plus: $20/month ($192/year)
• Individual Max: $50/month ($480/year)
• Team: $15, $25 and $65 per user/month for the Pro, Plus and Max tiers (Free tier at $0.)

Good for: Desktop shortcuts and quick AI access.

Watch out: Not a code-generation tool.

Source: www.raycast.com · checked 2026-10-23

Free open-source game engine.

• Engine: Free, MIT license (No royalties.)

• Godot's license page says you are free to use it for any purpose; the only requirement is distributing the copyright notice and license text.

Good for: Indie 2D and 3D games with no licence fees.

Watch out: Smaller asset-store ecosystem than Unity.

Source: godotengine.org · checked 2026-10-23

Game engine with tiered plans.

• Personal: Free (Available to customers with up to $200,000 in revenue and funding.)
• Pro: $2,310/year per seat prepaid, or $210/month per seat (Required for businesses with over $200K in funding or annual revenue.)
• Enterprise: Custom (Required for businesses with more than $25M in annual revenue.)

• Unity's pricing page lists a revenue-and-funding threshold for each plan.

Good for: Mobile and console games with a large asset ecosystem.

Watch out: Revenue thresholds trigger a mandatory paid plan.

Source: unity.com · checked 2026-10-23